PayPal Here - Point of Sale

PayPal, Inc.

Price Category Version Released Last Updated Size Compatibility Age
Free Business 3.0.82 Mar 15, 2012 Jun 19, 2018 90 MB iOS 8.0 or later 4+
New in version 3.0.82

Sales History now loads faster and without crashes. Sales Reports has improved formatting to ensure merchants can see their Net Collected amount in every view.

For merchants in the UK, we’ve removed the £30 limit when accepting Apple Pay, Google Pay & Samsung Pay.

Thanks for using PayPal Here. Need help? We’re available at 1-877-569-1136.


Get paid on your iPhone®, iPod® or iPad® with our free app and a card reader that’s right for your business. Accept credit and debit cards, send invoices, track cash and check payments. It’s only 2.7% per US card swipe, chip or contactless transaction. No long-term contracts, commitments or monthly fees.


• More options, more business: gives your customers the flexibility to pay how they want.
• All in one: PayPal Here™ is part of our trusted suite of business payment solutions, helping you manage all your in-person, online and mobile payments through one central account.
• Help when you need it: You can contact us directly from the app, by phone at 877-569-1136 or by visiting


1) Download the app
2) Sign up for PayPal Here
3) Choose the card reader that’s right for your business

PayPal Mobile Card Reader
– Accepts magnetic stripe cards
– Connects with your phone or tablet audio jack

PayPal Chip Card Reader
– Accepts chip cards, NFC payments like Apple Pay™ and magnetic swipe cards
– Reduce liability for certain types of fraud
– Connects via Bluetooth


PayPal Here uses an encrypted card reader, backed by our best-in-class risk-management and fraud protection. All payments go right into your account for secure, reliable, and easy transaction processing.


Payments processed with PayPal Here are transferred to your account usually in minutes. With the PayPal Debit card, you can access your funds at thousands of ATM’s nationwide, plus get 1% cash back on all eligible debit card purchases.


• Get a free app and PayPal Mobile Card Reader
• Invest in the PayPal Chip Card Reader to accept chip cards, contactless (like Apple Pay™), traditional swipe payments – all in one device.
• Pay only 2.7% per swipe, chip or contactless transaction for all major US credit cards including American Express, Visa, MasterCard, and Discover
• Let customers quick-pick a standard tip or enter their own
• Manage and view your sales history
• Text and email custom receipts
• Add multiple users on one device

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Never stays connected
house of wag on 6/21/2018
Love it when it works. Hate it when 90% of the time the Bluetooth portion for the card reader won’t stay connected. I end up having to use the swiper or entering manually. Which then I quickly reach the apparent $500 swipe max and my money gets held for a freaking month.
App doesn’t work
scaleetie2000 on 6/15/2018
So we’ve had a business account for 10 years and have an event coming up so I ordered the card reader and paid for overnight shipping. Installed the app on two different phones. It says they’re having difficulties every time I try to log in. Once it even said they would approve our account in a few days??? Doesn’t work on either phone. I guess I’ll have to return the card reader and go with Square. Which means we won’t be able to accept credit cards at our event tomorrow.
PayPal here
Mark7467 on 6/12/2018
This is ridiculous it keeps telling me that the information I provided is not correct so I can’t use it.
Better than square
Gmascookie on 6/6/2018
I like the setup and how easy it is to use.
SCAM!!! Do NOT use!!!!!!
CarlyJoHairstylist on 6/1/2018
This has caused my business NOTHING but chaos!!!! Use a REAL mobile pay company like Square! Pay Pal Here will hold your money for 30 days if you use the card reader THEY provide. I was told by the first customer service agent to refund my customers so I could get paid BEFORE the 30days! Didn’t happen...they took my customers “refunded money” out of MY checking account PLUS a random $109.67 ...AND Pay Pal Here has NOT refunded my customers. They now have been paid twice. And I can’t only not recharge my customers I’m out they money from my customers PLUS an additional $109.67. No one can seem to just figure this out what on earth has happened! RUUNN!!!!DO NOT USE THIS PATHIC EXCUSE FOR A MOBILE PAY SYSTEM!!
Reader won’t update
First time is a fail on 5/29/2018
I just received my reader and I can’t use it until I perform the update. The thing won’t update though. It goes to 12% and stops. I have it connected to power and bluetooth. So far, this is a waste of $30.
I lost over $90
#1Crittic on 5/25/2018
Three different times different customers complained to PayPal that they did not get their product and every time PayPal took their side over mine and I lost over $90 And every time I use PayPal their fee is really high compared to other free money transfer App’s
Each time money on hold for a month
Jjjabheb on 5/23/2018
The app is really good except one thing - each time when I use it, they put money on hold for a month! It’s never happened if I use PayPal Business and send invoices I think I will not use PayPal here anymore. So I think invoices are better, even if you spend more time to send them
Does not work
B-G c/o '08 on 5/16/2018
Card reader does not connect. App says I am not eligible after logging into my business account.
Works good
Gotword on 5/13/2018
I prefer to use paypal since its the most common payment system in our site category. Customers who buy our products are used to paypal being the checkout method. You can get a business debit from paypal and have access to funds immediately if needed, say for supplies and such. The competitors of paypal only roll over completed sales to your bank account every 2 days or so. Def recommend paypal to any small business who wants access to their funds at all times.
Card reader price
Po d user on 5/9/2018
When getting this you should inform people they need to order and pay for a card reader. Disappointed I didn’t know sooner now I won’t have my reader for opening day. Very frustrating. Other places include a free reader and don’t make you pay for it.
Not Secure & Policies Allow Fraud
M. Alexander -L.A. on 5/9/2018
Beware & please read the terms & conditions. I used my PayPal debit card & the card was duplicated and my pin was recorded. I did ALL Fraud protocols and reported the transactions to PayPal. Their policy? Your pin means it’s you. Case closed. I am escalating & appealing (for the 6+ time - it’s money so I am obviously going to recoup it). But the EXPERIENCE with them? Horrible. Just let thieves take my money. They are not secure, ask around - others will have similar stories. PayPal does not guarantee your money. Your information is not safe with them.
I was excited until..
Help? on 5/6/2018
I’ve never given a one star rating for anything, but after purchasing this and signing into my account it says that I am “not eligible to use PayPal Here” and doesn’t say why not...? I’m disappointed.
Where’s my card reader?
DJ WEHRLE on 5/6/2018
I applied for my card reader almost 2 months ago. Never received in the mail. That’s why I give only one star
Constant error message
BMW Swiper on 5/6/2018
Tried downloading this app a couple of times. Upon opening it gives an error message and refuses to function. Its been that way for a few weeks. Promises a fix, but doesn’t deliver.
Not for a real businesses!
haxzamatic on 4/29/2018
This may work if you sell Girl Scout cookies out your moms minivan. But if your business is one of the rare ones that do over $500 a week in credit card processing, here is not for you. They hold all funds over $500 for a month. So if you swipe in a $10,000 week they hold $9500! Insane, make sure you read folks.
Updated Review
Dario!!!!!!! on 4/24/2018
The new update has made things very slow. Having connectivity issues with my card reader at times, even after getting a refurbished one sent to me. The app takes longer to load up and the whole gratuity thing is a issue for me. Having to ask my clients if they want to tip before i even charge them is awkward. Hope they can fix it The app was fine before.
WAS 4 Star / NO Tipping?
pck313 on 4/21/2018
The latest update causes the tipping function to be skipped. Even though Tipping is toggled to ON in Settings, immediately after swiping the card, the signature page appears. No option to tip! UPDATE: Tipping is back, at least, but I agree with the other reviews that say it should just be returned to the way it was. Tipping before the swipe is almost as bad as skipping it entirely. Two (2) stars now - was three (3) - because tipping's disappearance seemed like a bug before but someone CHOSE this way.
This App is Garbage
mbskeen on 4/14/2018
This app cannot even properly load and has caused an absolute inconvenience and a loss of money with my business because of the inability to properly load and run. With such a big name, I’m extremely irritated with the poor quality and inadequate functioning of this app. I’ll be looking for another way to accept card payments from my clients.
nooonnooniya on 4/12/2018
Y’all stupid asf y’all don’t know if ppl have issues or what one wrong answer u out gtfoh🗣
Love it, buuuuut....
%conny% on 4/12/2018
I really love this app, but I could be perfect if I could split, cash + card. Make my bussines easier
Love it! Best option for businesses!
V spring on 4/11/2018
Thank you!
Please allow customers and merchantsTo give and receive Gratuities graciously
North Shore Cab Company on 4/10/2018
Certainly my confidence in Paypal here has been shattered Since you re-arranged the way a A gratuity can be entered in the transaction. I just did an update and that change was not included. Plenty of Merchants have voiced Their dismay over this issue. Are you not listening? This situation has made it very awkward for both customer and Merchant. Please change it back for God’s sake! I’m also not happy that I ordered to card readers(small black plastic things) on March 24 called today April 9 Looking for them cause I need them and was told they will be delivered April 20. The customer service agent Credited my acct for the cost 33.00 but still I need the product more than the refund.
Not iPhone X compatible
jeribella78 on 4/7/2018
If that could have been stated anywhere BEFORE purchasing the reader & in the FAQ troubleshooting area that would’ve been great. Come on y’all, I thought better if you than this.
iPhone x
Al1688 on 4/4/2018
Can you guys update this app for the iPhone X i would like to have Face recognition. Thanks.
Can we say stealing money is ok kids
ROYALE SOLES on 3/31/2018
This is the perfect app for a company that steals, lies and do a lot of beautiful things to your money
Not working
Ms_Nicky on 3/31/2018
We were currently at a trade show working and our pay pal here stopped working 3 hours ago. It is declining charges. We have called customer support, rebooted our devices, tried on/off WiFi and we have uninstalled and reinstalled the app. We called Pay pal we we’re told it is a server issues and were refused any further help by the emergent IT team. As a result, we lost a lot of money. We have been Pay pal Here users for our business for the last 7 years. This is definitely a turning point. Extremely, disappointed!!
Paranoid Processor 👎🏽
Fxcm Loses on 3/30/2018
Like an idiot I decided to switch to PayPal merchant services. Long story short, transactions over $500 worthless American dollars, will be held for 30 days. I’m suppose to have my face glued to my phone and read every incoming email, after I spend over 20 minutes peppering a Paypal customer service rep with questions regarding transaction limits and fees and what to expect for my small business. A LEGITIMATE BUSINESS! I can’t believe I left Intuit for this cat in the hat bull*hit. I would not risk using them for anything. ANYTHING!!!!!
Love it so far...
Airius1 on 3/30/2018
It has worked flawlessly so far
Tipping option
Frus-tra-ted21! on 3/22/2018
Have used PayPal for years. The recent change of the option to tip before swiping credit card is not a good idea. People are used to that option after card has been swiped and they are missing that ability to tip which is making it awkward for both of us. I’m a hairdresser and I’m not going to pint it out and make it even more awkward. Please please switch it back!!!!
Why can’t we split payments?!
Ricnroll on 3/17/2018
Great app but I have no clue why a company as large as PayPal can’t figure out how to offer split payments for customers. For example if they want to pay on 2 different credit cards or pay some cash and the rest on credit. Fix that and get 5 stars.
Chip Reader
VincentJohn on 3/14/2018
Paid $150 for a chip reader that still don’t work on any apple device, Bluetooth constantly disconnects, had it for over 7 months or more no updates completely useless ! Do Not Buy The Chip Reader !!!
30 Day Funds Hold-Unacceptable!!
apegues on 3/12/2018
After reading the reviews and finding out that sales over $500 in a weeks time are held for 30 days.... I’m not going anywhere near this service. I’ll be using either Square or Flint, I Used Square with my business in California and Flint with my Arizona business (Both are Tool Trucks) and both work well and I got my money within a day or two...30 Days!! Bull Stuff!!!
Not working
Mentalheade on 3/9/2018
I can't even sign up. After I enter my business information I get a message about a technical error and to try again. I've tried several times with no luck.
PayPal Here IPAD-Card Readers
Official Tony Tone on 3/5/2018
The system and hardware works great however a couple of updates ago they introduced a function to leave the card readers connected in between transactions. However this is a big issue because as you can imagine within a short period of time the card reader battery is drained and being at an all day and night event this is a huge pain. Now I know I can put on portable battery packs to charge in the meantime but this is a big hassle when moving around constantly all day and have this battery dangling around possibly breaking the connector piece into the reader. This system is meant to be mobile friendly. Help PayPal.....thanks! Regards, Long time user and supporter!
Love it!
Amandas beauty & barbershop on 3/4/2018
I've been using PayPal For a year now to process credit cards and I really love it:) Accept the new update with the new gratuity % feature! I really don't like that my customers have to enter a percentage rather than a flat amount. I will change to 5 stars after this problem gets fixed
Used to love it.
A Philly Princess on 3/3/2018
Now I have to ask for a tip before the total price... tacky if you ask me... so now I have to forgo my tip because of the update. Switching over to Apple Pay
Works but...
M1 Grande on 3/1/2018
Only used it twice but I wish the app was actually formatted for the iPad.. Not a fan of the blown up iPhone app on here....
Atef Ghaly on 2/26/2018
Great app, I definitely recommend it for all small business owners like me. Thank you
Hate the latest update!
Dynette on 2/21/2018
Same reason as Dawn
Ww35w on 2/21/2018
Works good, but the cut Paypal takes for each transaction is too high! Also card swipe needs to be before tip prompt, very awkward asking customers if they want to leave a tip. Please fix this Paypal.
Worst customer service ever
Aytu-2014 on 2/13/2018
Waited for a good 1 hour on the phone after exchanging emails with customer service. They did not tell me if they sent me a card reader or not. Can’t use the app without the card reader.
Getting worse.
stingray777 on 2/10/2018
I updated and now connecting to device is a pain in the a.. please fix!!!!!!!!!
King Cody C
King Cody C on 2/8/2018
Love my account just wish I direct deposit certain checks
Go back
kc110985 on 1/24/2018
I agree with others. Did the update and now it asks for tip before swiping. I too enjoyed swiping and handing them phone to decide if they want to put a tip on without having to ask. Please change it back :( In December you replied to another you were looking at fixing it? Any update? I’m losing out on tips here because of this and it’s upsetting.
Very easy to accept any payment!
AdamChris on 1/22/2018
Easy to accept any payment!
Serious issues
JPalmer1987 on 1/21/2018
I am having issues with my app. It hasn't been working right for the past few days. When I click to open the app it fades grey and starts loading like its doing an update. It has caused me to miss many sales over the weekend.
PayPal is a lifesaver!
Nathan Slay on 1/20/2018
Best app around for credit and debit swipes!
PayPal is easy to use for store sales!
Fitz54 on 1/19/2018
I use PayPal for all my brick & mortar credit card sales. Easy to use & simple to complete.
Can’t take gift card payments
DeAug on 1/16/2018
Reader doesn’t work with lightning adapter, so i have to manually enter. But I have customers with visa, Amex, MasterCard gift cards and i can’t accept them b/c the app is asking for a zip code, but these gift cards aren’t able to be registered anywhere, therefore no zip codes can be had.
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